<?xml version="1.0" encoding="UTF-8"?>
<metadata>
  <identifier>JayCarldonTheStepstoHomeOwnership_0</identifier>
  <title>The Steps to Home Ownership</title>
  <creator>Jay Carldon</creator>
  <mediatype>Sound</mediatype>
  <collection>ourmedia</collection>
  <description>From the radio show "Understanding Mortgages", previously broadcast on WVNJ 1160AM. Though since these recordings, mortgage products, programs, underwriting guidelines, required documentation and economic conditions have changed, these shows will still increase the listener's understanding of the topic. Contact the host directly for up to date information.</description>
  <subject>mortgage</subject>
  <subject>financing</subject>
  <subject>home buying</subject>
  <subject>house</subject>
  <subject>home</subject>
  <subject>closing costs</subject>
  <subject>buying</subject>
  <subject>real estate</subject>
  <subject>jay carldon</subject>
  <licenseurl>http://creativecommons.org/licenses/by-nc-sa/2.5/</licenseurl>
  <publicdate>2006-02-27 19:47:42</publicdate>
  <adder>jay.carldon@comcast.net</adder>
  <uploader>jay.carldon@comcast.net</uploader>
  <resource>Sound</resource>
  <mature_content>False</mature_content>
  <format>audio (including music)</format>
  <copyright_statement>copyright, 2004</copyright_statement>
  <other_copyright_holders>False</other_copyright_holders>
  <postedby>JMC Productions</postedby>
  <first_published>WVNJ 1160AM, Fort Lee, NJ</first_published>
  <audio_type>Mixed programs (talk and music)</audio_type>
  <date_created>2004</date_created>
  <is_clip>False</is_clip>
  <updatedate>2008-03-20 20:07:03</updatedate>
  <updater>Jay Carldon</updater>
</metadata>
